getting mortgage

5 Finance Checks Before Getting A Mortgage

Buying a house can be an exciting but stressful time, and one of the first steps is getting approved by a lender for a mortgage. To put yourself in the best position to be approved, there are a few things that you may have to improve on before making your application, whether that’s paying off … Read more…

house for sale

The Best Way to Sell Your House Fast for Cash

There are several practical ways to quickly and easily sell your house fast for cash. These methods simply require a little formality and procedure. Success is assured after you correctly follow these procedures for selling your house fast for cash and carry them out as recommended. Let’s take a quick look at the essential requirements … Read more…

car-loans

Which type of car loan is cheapest?

Getting a car on finance can be a great way to help spread the cost of owning a car. Car loans allow you to pay for the car you want in affordable monthly payments over a number of years. For many, this means they can afford to get a car which they may not have … Read more…

hand holding car keys

What are the pros and cons of car loans?

Buying a car can be one of the biggest purchases you will make so it’s important that you make an informed decision. If you don’t want to pay for your car with cash or savings, you may be considering getting a car loan or a car on finance to help fund your purchase. If you’ve … Read more…

credit card cash advance alternatives

How To Lower Your Credit Utilization Smartly

One of the biggest factors affecting your credit score, right behind payment history, is your credit utilization ratio. This sounds complicated, but it’s simply your total credit balance versus your total amount of credit, represented as a percentage.  For example, if you have two credit cards, each with a $500 limit, and you have a … Read more…