car-loans

Which type of car loan is cheapest?

Getting a car on finance can be a great way to help spread the cost of owning a car. Car loans allow you to pay for the car you want in affordable monthly payments over a number of years. For many, this means they can afford to get a car which they may not have … Read more…

hand holding car keys

What are the pros and cons of car loans?

Buying a car can be one of the biggest purchases you will make so it’s important that you make an informed decision. If you don’t want to pay for your car with cash or savings, you may be considering getting a car loan or a car on finance to help fund your purchase. If you’ve … Read more…

credit card cash advance alternatives

How To Lower Your Credit Utilization Smartly

One of the biggest factors affecting your credit score, right behind payment history, is your credit utilization ratio. This sounds complicated, but it’s simply your total credit balance versus your total amount of credit, represented as a percentage.  For example, if you have two credit cards, each with a $500 limit, and you have a … Read more…

5 Important Tips to Buy Bitcoins

There is no doubt that the hype of bitcoins is real and their value is increasing with time. People prefer to invest in Cryptocurrency these days because of the high liquidity attached to it. Unlike the investment in land or buildings, crypto allows getting back cash anytime by selling coins in the market.  However, waiting … Read more…