While the Small Business Administration suggests companies spend 7% or 8% of their revenue on marketing and advertising, analysts conclude the real number is between 1% and 3%. And while 8% may seem high, that 1% is too low. As the SBA's Rieva Lesonsky points out in a blog post about marketing budgets, "Marketing isn't an expense—it's ... Read more...
Things have gone well with your current mortgage, but could they be better? In some cases, looking into refinancing options makes a lot of sense. If any of the following applies to you, it’s worth the effort to contact one of the Clovermortgage.ca - mortgage brokers in Toronto and see what can be done. A ... Read more...
Ok, so you’ve been told a debt for which you’re responsible has gone to collections. However, given the amount of fraud taking place these days and the fact human beings do make mistakes, paying immediately could well turn out to be a mistake. Before accepting ownership of a debt — or agreeing to pay on ... Read more...
Your credit score is the key that unlocks a whole host of opportunities, yet many Americans aren’t even aware of what their score is. According to a poll reported by the New York Post, one in eight Americans have never viewed their score and have no idea of what it is. For anyone looking to get ahead ... Read more...
Cryptocurrency continues to dominate many media stories, thanks to the attention it receives in the investment and financial sectors. Nevertheless, many individuals lack the knowledge needed to purchase Bitcoin. Fortunately, carrying out this task remains easier than many imagine, and now is the time to buy. What do individuals need to know about this process? ... Read more...