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How To Lower Your Credit Utilization Smartly

One of the biggest factors affecting your credit score, right behind payment history, is your credit utilization ratio. This sounds complicated, but it’s simply your total credit balance versus your total amount of credit, represented as a percentage.  For example, if you have two credit cards, each with a $500 limit, and you have a … Read more…

Want to Grow Your Savings? Here Are Some Tips

Having enough money saved up is important. It can help you when you are ready to make a big purchase like a new car or a house, and it can also be there to give you peace of mind in the event of an emergency or unexpected expense. Plus, if you want to be able … Read more…

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Top Money-making Sports In Australia

Major sports all over the world can be quite lucrative both for the participants and the spectators. Australia is host to many sporting events both local and international in origin and some of these sports are big earners. Here is a list of some of the sports that are played or held in Australia that … Read more…

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What Are the Benefits of Online Banking?

Many people these days turn to the internet for all sorts of purposes from doing their regular shopping to socializing, streaming movies, and much more. Another thing that a lot of people use internet technology for these days is to access financial services such as banking. Having to spend ages queueing up at banks and … Read more…

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What Are Debtor Days And Why Do Businesses Use Them?

It is important to fully understand debtor days and the importance of them within a business context. But what are debtor days? We explore the ins and outs of this term so you can thrive in business with a fully informed opinion.  Whether it is pay day loans, bank loans, or any other type of … Read more…