There’s a reason why accounting is one of the main disciplines taught in business school. It’s similar to the reason why businesses of all sizes as well as individuals make budgets. It’s important to keep track of where your money has and will go in order to use it wisely. Unfortunately, most of the roughly 80% of small business owners who use credit cards for funding are exposed to unpredictable credit card interest rate increases and therefore cannot allocate their money with any real confidence.
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