Unplanned events can happen at any time, which is why it’s important to always have a contingency plan in place for when things go differently than expected.
Contingency planning is basically having a plan B so that if plan A fails, you don’t lose everything.
It doesn’t have to be in preparation for a major or natural disaster, it could be an incident at work such as losing important data.
You can start planning by identifying potential scenarios that can affect your life and see how you can best deal with them should they happen.
You also need to know how much it would cost you to put your contingency plan into action.
Start by collecting information on investors or lenders to find out what it takes to request a personal loan in case of an emergency.
The regulations and loan amounts vary from one country to another, depending on various factors.
In Singapore, the licensed moneylenders at https://www.bugiscredit.sg/personal-loan/ explain that you have various loan options to choose from based on your situation, from personal and business loans to monthly and payday loans.
You can borrow up to six months’ worth of your income in case an unplanned event occurs.
This way, you don’t have to worry about finances until you recover from the emergency.
However, even if you have the finances figured out, you should still know how to respond during emergency cases.
Here’s what you should do.
When an emergency occurs, the first thing you should do is stay calm.
Panicking will not help you think clearly, and it will keep you from making the right decisions.
No matter how bad the situation is, panicking will make it worse.
If you are panicked, take a few breaths and avoid making any decisions until you’re calm.
Some people panic when an unexpected situation arises and, if you’re one of those people, start searching for ways to calm yourself when needed.
You will find many tutorials online on how to control your emotions and think clearly during an emergency.
Consider taking deep breaths and thinking about something else.
This can help you calm down and focus on the current situation, allowing you to take the right steps.
Make Sure You’re Safe
If a natural disaster happens, the first thing that comes to our minds is to make sure that everyone is okay.
However, you should only check on others after you ensure that you’re safe.
Even if you don’t have any obvious injuries, you should seek medical help because some injuries may not be evident right away.
You will not be able to save anyone if you are injured.
That’s why making sure that you’re okay should be your first priority.
Check on Others
Once you have ensured that you weren’t injured, check on others.
If anyone is having difficulty breathing because of a panic attack or they were injured, loosen any tight clothing immediately.
If someone was injured and bleeding, apply pressure to the wound with a clean piece of cloth.
Don’t tie any bands tightly unless the injured person may bleed to death.
Tying any bands tightly around the arm or leg can cause a permanent loss of the limb, so avoid doing that unless needed.
If a person is not bleeding but cannot move, wait for medical help to arrive and don’t move them as they could have internal or bone injuries.
Contact the Police
You should call the police as soon as you can, even if no one was hurt.
Some injuries may not appear immediately after the incident and will need medical attention.
If you had an unplanned event at work where no one was hurt, you should still file a police report, especially if you’re not sure how severe the situation is and how it will affect your business.
Filing a police report will ensure that you have all your rights if things escalate and you need to prove that you weren’t at fault.
Emergencies can happen to anyone, which is why it’s important to ensure that you have a back-up plan when your original plan fails.
You should know how to respond in case of an emergency, big or small.
So start by identifying your risks and considering the possible emergency scenarios, so that you can figure out and how to respond appropriately.
Knowing CPR techniques is a must for every individual in case of a medical emergency.
If you don’t know CPR, get trained for it immediately.
You could save lives with just the basic first aid knowledge.