How to Make Money on Cashback Apps

When you think about making money, you probably think about picking up a part-time job or a second full-time job.

There are also tons of side-gigs that you can pick up as a way to make some extra cash.

But, taking on another job and finding a side-gig that you’re interested in can be quite time-consuming.

If you need money now, you don’t have the time to fill out job applications or to sift through dozens of online side-gig ads.

Thankfully there are ways to make money by simply using your phone!

Even if you’re low on money, chances are that you still need to shop for groceries and other must-have items. But what if you could make money while spending money?

Though it may sound too good to be true, cashback apps are all the craze these days. Here’s what you need to know about making money on cashback apps.

Set Realistic Expectations

With cashback apps, the more you spend, the more you’ll earn, but be aware that using these apps definitely won’t make you rich.

So what can you expect to make by using cashback apps? On average most users earn around $20-$50 a month.

While this isn’t a huge number, who could complain about earning money for simply shopping?

Cashback apps are a no-nonsense way to make money without much effort at all!

Use a Variety of Apps

The first step in making money online is to know which cashback apps are worth using.

There are tons of apps to choose from, but if you’re looking to make money, you don’t want to waste your time with apps that don’t pay high returns.

Some of the top cashback apps that you’ll want to use include:

  • Ebates
  • Dosh
  • Honey
  • Ibotta

What’s nice about these apps is that they offer cashback rewards from many top retailers.

Ebates and Dosh offer savings at merchants such as Nike, Walmart, Bed, Bath & Beyond, Walgreens, Target, and hundreds of other stores.

Aside from retail store merchants, there are also cashback apps to use for grocery shopping. Ibotta is the top cashback app for groceries, having paid more than $200 million dollars in cashback to its millions of users.

When using a variety of apps, always check each app to see which one is offering the best cashback deal. Many apps offer cashback offers for the same merchants, so do a little digging before purchasing to ensure that you’re maximizing your earnings.

Know How Each App Works

Not all cashback apps work the same, and not knowing how each of them works could cost you! For example, if you use Ebates, in order to earn cashback, you’ll want to ensure that you always first open the Ebates app or website, choose the store, and then begin shopping. This way, all of your purchases are tracked and eligible for a cashback offer.

On the other hand, some apps require you to keep and scan in your receipts. Even though we live in the digital world of e-receipts, apps like Ibotta and Berry Cart require that you keep and scan your receipts so that your purchase can be confirmed.

There are also apps that require no work at all! Dosh is one of those apps. All you have to do is sign up and start shopping!

Look for New Member Bonuses

Not only can you earn money for shopping, most cashback apps also reward new members. This is a great way to rack in a little money, just for trying something new.

All new Dosh users earn $5 when they link their credit/debit card to the app. If you decide to use Ebates, you’ll earn $10 after making your first qualifying purchase. It’s like getting double rewarded for simply shopping for things you need!

Refer Your Friends

Another simple yet effective way to make money on cashback apps is to refer your friends. Many cashback apps offer referral programs that earn you money for each successful referral, after they make their first qualifying purchase.

What’s nice about referral programs is that they not only earn you money, but they allow your friends and family members to save money. You’re getting paid to be a nice person while your social circle is also able to earn money. It’s a true win/win!


Getting paid to shop may sound like a fantasy, but with cashback apps, it’s a money-making reality.

If you’re looking for a quick and simple way to put some extra money in your pocket, be sure to check out some of the top cashback apps.

Whether you’re shopping for groceries, clothing, or for a new couch, you’re sure to find a cashback promotion that will save you money.